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Is physical therapy covered by insurance?

APTEUM / SPINENEUROSURGERY & SPINE CARE
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APTEUM • INFORMATION & EVALUATION

Does insurance cover physical therapy?

Coverage depends on your plan, network, referral and authorization requirements. Confirm your benefits and expected costs before starting care.

Request an Evaluation →

Telehealth or in person. Your request does not confirm an appointment.

Information before a care decision

Clarify your coverage and next step.

Review the information on this page and discuss your questions, available records and care goals with the team.

01

Prepare your questions

Note your symptoms, previous care and questions for the team.

02

Review the information

Bring available records and confirm the details of your visit.

03

Discuss the next step

Discuss care options and follow-up according to your situation.

Neurosurgeon Dr. Louis G. Cornacchia III
Careful diagnosis & shared decisions

Meet Dr. Cornacchia.

Louis G. Cornacchia III, MD

Dr. Louis G. Cornacchia III evaluates spine conditions and helps patients understand their care options.

Read Dr. Cornacchia’s biography →

Is Physical Therapy Covered by Insurance?

Navigating insurance for physical therapy can be complex. At Apteum Spine, we work with a wide range of providers to ensure you get the care you need.

In-Network vs. Out-of-Network

We accept most major insurance plans. Our team will help you understand your specific benefits, including copays and deductibles.

Pre-Authorization

Many plans require a referral or pre-authorization for physical therapy. We handle the paperwork to make your recovery as seamless as possible.

Personal Injury Protection (PIP)

If you were in an auto accident, your PIP coverage often pays for 100% of your physical therapy costs in NJ and NY.

Ready to take the next step?

Don’t wait for the pain to worsen. Schedule an evaluation at Apteum Spine today.

Patient Contact Options

Your next step

Understand your next step.

Request an evaluation to review your symptoms, imaging, goals and prior treatment history.

Request an Evaluation →

The team will contact you to discuss your request. No outcome is guaranteed.

Contact Apteum

Choose the appropriate line for your inquiry.

Request an Evaluation →New patients · (609) 831-0998Existing patients · (732) 784-6072Patient intake coordinator · (201) 819-0484Doctors / referrals · (732) 800-5762Contact page

For medical emergencies, call 911.

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